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How it works, in four steps

  1. Get your quote. Your consultation or exam gives you a written price for your plan.
  2. Pre-qualify. Check offers from Alphaeon Credit and CareCredit with a soft check that does not affect your credit score.
  3. Compare and choose. Look at the term, APR, and any fees each lender shows you.
  4. Schedule. Once your plan is approved, we book your procedure.

Monthly examples

ProcedureMonthlyFull price
LASIKAbout $99 per eye per month$2,250 to $2,900 per eye, depending on technology
SMILE$135 per month for 24 monthsConfirmed at your consultation
SMILE Pro$150 per eye per month for 24 monthsConfirmed at your consultation
Pterygium surgery$175 per eye per month for 24 months$4,200 per eye (cash)
PIEDiscussed at consultation$6,900 with insurance to $8,900 cash, per eye
EVO ICL, PRKBased on your quoteQuoted at your visit

Examples for qualified applicants. Approval, APR, and terms are set by the lender, not by Khanna Vision Institute.

What you are financing

The price you finance is the whole price. Our procedure prices include all exams, measurements, surgeon’s fees, anesthetist’s fees, implant fees (where applicable), 24 months of follow-up, all fine-tunings and enhancements, dry eye cure, YAG (where applicable), and the drops needed for surgery. Pterygium surgery also includes dry eye cure with Halo treatments.

Other ways to pay

  • HSA and FSA: vision surgery is an eligible medical expense in most plans. Check your plan details.
  • Tax refund: put it toward the total, or split it with a payment plan.
  • One eye at a time: ask your counselor about staged timing and payments.
  • Insurance: we accept PPO plans. We do not accept HMO plans or Medi-Cal. See Insurance.

Financing questions

Will checking my options affect my credit score?
No. Pre-qualification uses a soft inquiry. A hard inquiry may happen only if you go ahead with final approval and accept an offer.
Should I apply with Alphaeon or CareCredit?
You can check both and compare. Choose the offer that fits you best before you schedule surgery.
Is 0% APR guaranteed?
No. 0% APR promotions up to 24 months are for qualified applicants. Approval, APR, fees, and terms are set by the lender, and you see them before you accept.
Which procedures can I finance?
SMILE, SMILE Pro, LASIK, PRK, EVO ICL, PIE/RLE, and pterygium surgery.
Can I combine financing with HSA, FSA, or a tax refund?
Yes. Many patients split the balance between HSA/FSA funds, a tax refund, and a financing plan. Our team can help you set that up.
Does insurance change what I finance?
It can. We accept PPO plans, not HMO plans or Medi-Cal. Medical insurance can apply to cataract surgery and some pterygium cases; elective vision correction is usually self-pay.

Disclosures: Pre-qualification is a soft credit check and won’t impact your credit score. If you proceed with a selected offer, the provider may run a hard inquiry. 0% APR and examples depend on approval, term, and promo eligibility. Terms can change. Khanna Vision Institute does not make credit decisions.

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Free consultation for LASIK, SMILE, SMILE Pro, EVO ICL, and PIE.

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Financing

Soft check. 0% APR options for qualified applicants.

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Emergency Care

24/7 support for recent post-op patients.

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